Please read these Terms of Service ("Terms," "Terms of Service") carefully before using the wisdomorbit.com website (the "Service," "Site," or "Website") operated by WisdomOrbit ("us," "we," or "our").
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
1. Use of the Website
1.1 Eligibility
You must be at least 18 years old to use this Website. By using this Website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.
1.2 Permitted Use
You may use our Website for lawful purposes only. You agree to use the Website in compliance with all applicable laws, rules, and regulations.
1.3 Prohibited Activities
You agree not to engage in any of the following prohibited activities:
- Copying, distributing, or disclosing any part of the Website in any medium, including without limitation by any automated or non-automated "scraping"
- Using any automated system, including without limitation "robots," "spiders," "offline readers," etc., to access the Website
- Transmitting spam, chain letters, or other unsolicited communications
- Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Website
- Taking any action that imposes, or may impose, an unreasonable or disproportionately large load on our infrastructure
- Uploading invalid data, viruses, worms, or other software agents through the Website
- Collecting or harvesting any personally identifiable information from the Website
- Using the Website for any commercial solicitation purposes without our prior written consent
- Impersonating another person or otherwise misrepresenting your affiliation with a person or entity
- Interfering with the proper working of the Website
- Accessing any content on the Website through any technology or means other than those provided by the Website
- Bypassing the measures we may use to prevent or restrict access to the Website
2. Intellectual Property Rights
2.1 Our Content
The Website and its original content, features, and functionality are and will remain the exclusive property of WisdomOrbit and its licensors. The Website is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of WisdomOrbit.
2.2 Limited License
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for your personal, non-commercial use. This license does not include:
- Any resale or commercial use of the Website or its contents
- Any collection and use of any product listings, descriptions, or prices
- Any derivative use of the Website or its contents
- Any downloading, copying, or other use of account information for the benefit of any third party
- Any use of data mining, robots, or similar data gathering and extraction tools
2.3 Copyright Infringement
If you believe that any content on our Website infringes your copyright, please contact us at [email protected] with the following information:
- A description of the copyrighted work you claim has been infringed
- A description of where the material is located on our Website
- Your contact information (address, telephone number, email address)
- A statement that you have a good faith belief that the use is not authorized
- A statement, under penalty of perjury, that the information is accurate and you are authorized to act on behalf of the copyright owner
3. Content Disclaimer
3.1 Informational Purposes Only
All content on this Website is provided for general informational and educational purposes only. The information is provided by WisdomOrbit and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose.
3.2 Not Professional Advice
The content on this Website does not constitute professional advice of any kind, including but not limited to:
- Financial Advice: Information about business funding, loans, credit cards, and financial products is educational only. Consult a licensed financial advisor before making financial decisions.
- Legal Advice: Information about business formation, contracts, and legal matters is educational only. Consult a licensed attorney for legal advice.
- Tax Advice: Information about business taxes and deductions is educational only. Consult a licensed tax professional for tax advice.
- Business Advice: Information about business strategies and models is educational only and may not be suitable for your specific situation.
3.3 No Guarantee of Results
We make no guarantees about the results you may achieve by following any information or recommendations on this Website. Individual results may vary based on numerous factors outside our control.
3.4 Third-Party Information
Our Website may contain information about third-party products, services, and companies. We do not endorse or guarantee the accuracy of information about third parties. Prices, features, and availability of third-party products and services are subject to change without notice.
4. Affiliate Disclosure and Advertising
4.1 Affiliate Relationships
WisdomOrbit participates in affiliate marketing programs. This means we may earn a commission when you click on certain links on our Website and make a purchase from a third-party website. This comes at no additional cost to you.
4.2 Advertising
Our Website displays advertisements from third-party advertising networks. These advertisements may be targeted based on your browsing history and interests. We do not control the content of third-party advertisements.
4.3 Sponsored Content
From time to time, we may publish sponsored content or paid partnerships. Such content will be clearly identified as sponsored or paid.
5. Links to Third-Party Websites
Our Website may contain links to third-party websites or services that are not owned or controlled by WisdomOrbit.
WisdomOrbit has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that WisdomOrbit shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
6. Disclaimer of Warranties
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
WisdomOrbit, its subsidiaries, affiliates, and licensors do not warrant that:
- The Service will function uninterrupted, secure, or available at any particular time or location
- Any errors or defects will be corrected
- The Service is free of viruses or other harmful components
- The results of using the Service will meet your requirements
7. Limitation of Liability
IN NO EVENT SHALL WISDOMORBIT, NOR ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- Your access to or use of or inability to access or use the Service
- Any conduct or content of any third party on the Service
- Any content obtained from the Service
- Unauthorized access, use, or alteration of your transmissions or content
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
8. Indemnification
You agree to defend, indemnify, and hold harmless WisdomOrbit and its licensees and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of:
- Your use and access of the Service
- Your violation of any term of these Terms
- Your violation of any third-party right, including without limitation any copyright, property, or privacy right
- Any claim that your use of the Service caused damage to a third party
9. Termination
We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
10. Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
11. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
12. Severability
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
13. Entire Agreement
These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
14. Contact Us
If you have any questions about these Terms of Service, please contact us:
- Email: [email protected]
- Contact Form: Contact Page